Okay, so here is my personal opinion.
In this current state, Radix Desktop wallet is usable. You can send token, stake, check your balance and do everything that you should be able to do. But that is all, and the Team also acknowledges this.
There is room for improvement regarding the UI and the performance as well. It oftens stucks / freezes for me, and the user experience is not so great.
Since there will be a new wallet at Babylon, I can totally live this, but also waiting for the upcoming new release.
For community-made mobile wallets, please check this thread.